Easier Equity specializes in helping former property owners and heirs recover surplus funds (also called excess proceeds) that were left behind after a tax foreclosure or mortgage foreclosure sale.
In many cases, these funds are held by the county treasurer, court, or trustee—and property owners are never properly notified that the money exists. Our job is to locate those funds, determine if any liens exist, determine who is legally entitled to the funds, and handle the recovery process from start to finish – making this as hands off as possible for our clients.
When a property is foreclosed and sold, the sale proceeds are applied in this order:
Outstanding taxes or mortgage balance
Interest, penalties, and costs
Any remaining balance (the surplus)
That remaining balance does not belong to the county or the lender. It belongs to the former owner or their legal heirs—but only if a proper claim is filed within the allowed time.
A simple formula: What the property sold for – what you owed – any liens/fees/costs associated with the sale = Surplus Funds
We handle the process so you don’t have to navigate complex legal requirements on your own.
Our services include:
Identifying surplus funds tied to foreclosures
Researching ownership and heirship
Preparing and filing required claims and affidavits
Coordinating with counties, courts, or trustees
Tracking deadlines and compliance requirements
Communicating updates until funds are released
We work on a contingency basis in most cases—meaning we only get paid if funds are successfully recovered.
NO UPFRONT COSTS
Former property owners
Heirs and estates
Out-of-state owners
Individuals unaware surplus funds existed
People who were told recovery was “too complicated”
If funds are available, you still have a legal right to claim them—even if years have passed (subject to statutory deadlines).
Easier Equity is not a government agency and is not affiliated with any county, court, or treasurer’s office. We do not provide legal advice, but we work closely with legal professionals when required by law.
Our goal is simple:
Make the recovery of surplus funds clear, compliant, and as easy as possible for our clients.
If your property was foreclosed in Michigan—or anywhere else in the U.S.—you may be entitled to funds you didn’t know existed.
Easier Equity helps you find them and recover them.